Terms of use

HomeTerms of use

Terms of use

1. In general

2. Access Subject to Local Restrictions

3. Services and Products

4. Forward Looking Statements

5. No Liability

6. Intellectual Property Rights

7. Electronic Communication (E-Mail)

8. Severability Clause

9. Conflict with Additional Terms

 

1. In general

By accessing this website of Sberbank (Switzerland) AG ("SBS Website") you agree to be legally bound by these terms of use / disclaimer ("Terms of Use").

If you do not agree to these Terms of Use, do not proceed to further web pages of the SBS website.

These Terms of Use as well as the information and materials contained in the SBS website are subject to change from time to time without notice.

2. Access Subject to Local Restrictions

The SBS Website and all information and functionality contained within it are not directed at or intended for use by any person resident or located in any jurisdiction where the distribution of such information or functionality is contrary to the laws of such jurisdiction.

3. Services and Products

Products and services displayed on the SBS Website may not be eligible for sale or available to residents of certain countries or certain categories of investors. Please consult the applicable terms and conditions such as sales restrictions or key specific notes for further information.

4. Forward Looking Statements

The SBS Website may contain statements that constitute "forward looking statements". While these forward looking statements may represent SBS’ judgment and future expectations, a number of risks, uncertainties and other important factors could cause actual developments and results to differ materially from SBS’ expectations. SBS is under no obligation to (and expressly disclaims any such obligation to) update or alter its forward looking statements whether as a result of new information, future events, or otherwise.

5. No Liability

To the fullest extent permitted by law, in no event shall SBS or any of its directors, employees or agents have any liability whatsoever to any person for any direct or indirect loss, liability, cost, claim, expense or damage of any kind, whether in contract or in tort, including negligence, or otherwise, arising out of or related to the use of all or part of these web pages, even if SBS has been advised of the possibility of the same.

6. Intellectual Property Rights

SBS, or the applicable third party owner, retains all right, title and interest (including copyrights, trademarks, patents, as well as any other intellectual property or other right) in all information and content (including all text, data, graphics and logos) on the SBS Website. Individual pages and/or sections of the SBS Website may be printed for personal or internal use only, and provided that such print outs retain all applicable copyright or other proprietary notices. All users must not, without limitation, modify, copy, transmit, distribute, display, perform, reproduce, publish, license, frame, create derivative works from, transfer or otherwise use in any other way for commercial or public purposes in whole or in part any information, text, graphics, images, video clips, directories, databases, listings or software obtained from the SBS Website without the prior written permission of SBS. Systematic retrieval of content from the SBS Website to create or compile, directly or indirectly, a collection, compilation, database or directory (whether through robots, spiders, automatic devices or manual processes) or creating links to the SBS Website without written permission from SBS is prohibited.

SBS symbol the registered and unregistered trademarks of SBS. Other marks may be trademarks of their respective owners. Except as noted above, you may not use any trademarks of SBS for any purpose without the written permission of SBS.

7. Electronic Communication (E-Mail)

The Internet is an universally accessible medium. Ordinary e-mail messages sent over the internet are neither confidential nor secure. They may be viewed by third parties, lost, intercepted or altered. E-mails may circulate across national borders, even if both sender and recipient are located in the same country.

You are therefore recommended to communicate with SBS by using a secure channel if such channel is provided by SBS. In no event should you use ordinary e-mail to transmit personal or confidential information such as any account related data. Unless explicitly stated otherwise, SBS does not accept any orders or instructions sent by e-mail or any other electronic messaging system. SBS shall not be liable to you or anybody else for any damages incurred in connection with any messages sent to SBS using ordinary E-mail or any other electronic messaging system.

8. Severability Clause

To the extent that any provision of these Terms of Use is found by any competent court or authority to be invalid, unlawful or unenforceable in any jurisdiction, that provision shall be deemed not to be part of this disclaimer but such finding shall not affect the validity, lawfulness or enforceability of the remainder of these Terms of Use in that jurisdiction, nor shall it affect the validity, lawfulness or enforceability of these Terms of Use in any other jurisdiction.

9. Conflict with Additional Terms

Certain web pages or areas on the SBS Website may contain additional terms, conditions, disclosures and disclaimers (together “Additional Terms”). In the event of a conflict between these Terms of Use and the Additional Terms, the Additional Terms will govern for those web pages or areas.

 

Last update in 9 January 2015