(Senior) Credit Analyst - Commodity Trade Finance (100% - m/f)

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(Senior) Credit Analyst - Commodity Trade Finance (100% - m/f)

The senior credit analyst will be responsible for structuring and analysing credit risk in regards to Commodity Trade Finance transactions in the global oil/gas, metals and/or soft business and to establish related limits in close cooperation with the risk units in Sberbank (Switzerland) AG and Sberbank Russia. The credit analyst will cover a portfolio of Commodity Trading Houses with emphasis on major global, Russian and CIS markets counterparties

As key credit stakeholder for any Commodity Trade Finance related topics, you will be involved in further evolving the Credit function for Commodity Trade Finance related products, incl. development and refinement of best practices, processes, documentation and tool(s).

The ideal candidate is a self-starter, well-organized and structured team player who contributes with his deep understanding of Commodity Trade Finance products, in particular transactional lending, to the development of the credit function and growing portfolio/limits in SBS. We need a candidate who is highly motivated, has good communication and presentation skills and is interested – with a fresh international mind-set - to embrace a fast-paced, ever-changing environment in growing bank based in Zurich, Switzerland and backed by one of the largest European banks.

 

Your responsibilities:

  • Support the CTF relationship managers by preparing an independent and comprehensive credit application package which clearly outlines proposed risks, in particular financial and structure risks as well as risks related to operations, counterparties, price and country risk.

  • Ensure a smooth and efficient credit approval process by providing all necessary information for the decision making in a credit write up to relevant risk units in Sberbank Group and/or Sberbank Switzerland and follow up closely on approved credit decisions.

  • Participate in credit deal structuring (term sheet discussions and preparation) and negotiation (if required) with clients.

  • Present credit assessments/applications in a clear, structured, concise and confident manner and ensure adherence to the defined lending standards and working instructions.

  • Ongoing monitoring of financial / commodity markets and regulatory developments, etc. with respect to existing counterparties.

  • Ensure that the Bank has at all times the required credit limits for Commodity Trading houses in place.

  • Strong interaction with Business and Risks Units of both SBS and the Sberbank Group, but potentially also with clients.

  • Direct reporting line to the Head of Credit

Your profile:

  • Swiss / EU passport or valid Swiss work permit.

  • Interested candidates must have completed a Master or equivalent graduate degree and have at least four years of Investment Banking and/or top tier consulting firm experience.

  • Excellent knowledge of Commodity Trade finance products, with 3-7 years of commodity lending experience in a front office or risk function, out of which at least 2 years transactional trade finance. A good understanding of legal aspects of trade finance instruments would be a plus, incl. experience with syndicated (LMA standard) facilities.

  • Strong quantitative aptitude and proven analytical skills, with a high attention to detail.

  • Excellent written and verbal communication skills, including the ability to clearly provide instructions to others, summarize and articulate issues, and document them in a concise manner.

  • Problem-solving and analytical skills to identify appropriate solutions to resolve issues and work effectively with constraints.

  • Self-starter with willingness to achieve high quality results / maintain strong attention to detail under pressure.

  • A reliable, committed and highly motivated team player that drives projects and tasks independently with a hands-on mentality that is willing to accept challenging tasks under demanding and time-critical circumstances.

  • Be fluent in English and if possible Russian. German is a plus

 

Your Team:

  • Dynamic team of 7people covering all aspects of the Credit Risk supply chain of the Bank

  • Hard working, cross-trained, able to cover each other at all times, closely communicating

  • Great team spirit, working as a strong, close team

  • Collaborating closely with all teams of the bank and top management of the Bank

  • Next to day to day work, the team is involved in various projects for the benefit of the Bank

 

What We Offer:

  • A bank that values its employees and takes care of them

  • A place where employees can develop personally and professionally

  • A bank that offers to employees market competitive remuneration

  • An exciting place to work where you can be part of a growth and success story where individual contributions matter